Savings & Investment Accounts

Mechanics Bank Golden Savings Account >>

With Mechanics Bank Golden Savings Account you can make six withdrawals per quarter at no charge.

  • Interest compounded and paid quarterly
  • $5.00 quarterly service charge
  • $50.00 minimum balance requirement to qualify for no quarterly service change

If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure, your interest will not be paid, or your account will be changed to a non-interest bearing account.

Interest Rates are subject to change without notice. Other Restrictions may apply.

Mechanics Bank Money Market Account >>

With Mechanics Bank Money Market Account you can enjoy a competitive interest rate while still allowing you to make 6 transactions per month (via check, draft or debit card).

  • $10.00 monthly service charge
  • $2500.00 minimum balance requirement to qualify for no monthly service charge
  • If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure, your interest will not be paid, or your account will be changed to a non-interest- bearing account.

Interest Rates are subject to change without notice. Other Restrictions may apply.

Certificate of Deposit >>

With a Certificate of Deposit you have the security of an FDIC Insured investment that earns a higher interest rate than a regular savings account. With various maturity periods and terms, we have one to fit your needs.

Interest Rates are subject to change without notice. Other Restrictions may apply.  
Please call for our current rates.

Individual Retirement Accounts (IRA) >>

Start saving for your retirement today with an IRA; we offer various options and accounts to meet your needs.

  • Available to qualified depositors, rates and terms are available upon request
  • Some types available are CD IRAs, Roth, Educational, Tiered Rate, SEP
  • No minimum deposit required for Tiered rate IRA
  • Early withdrawal penalties may apply