Savings & Investment Accounts

Mechanics Bank Golden Savings Account >>
  • Interest compounded and paid quarterly
  • $5.00 quarterly service charge
  • $50.00 minimum balance requirement to qualify for no quarterly service change

Interest Rates are subject to change without notice. Other Restrictions may apply.

Mechanics Bank Money Market Account >>
  • Interest compounded and paid monthly
  • $10.00 monthly service charge
  • $2500.00 minimum balance requirement to qualify for no monthly service charge

Interest Rates are subject to change without notice. Other Restrictions may apply.

Certificate of Deposit >>

With a Certificate of Deposit you have the security of an FDIC Insured investment that earns a higher interest rate than a regular savings account. With various maturity periods and terms, we have one to fit your needs.

Interest Rates are subject to change without notice. Other Restrictions may apply.  
Please call for our current rates.

Individual Retirement Accounts (IRA) >>

Start saving for your retirement today with an IRA; we offer various options and accounts to meet your needs.

  • Available to qualified depositors, rates and terms are available upon request
  • Some types available are CD IRAs, Roth, Educational, Tiered Rate, SEP
  • No minimum deposit required for Tiered rate IRA
  • Early withdrawal penalties may apply

Interest Rates are subject to change without notice. Other Restrictions may apply.  
Please call for our current rates.