Loans


We’re here to help you achieve your goals and dreams.

Personal Loans

Shopping for a new car or planning a vacation? We have the solution that’s right for you. We make loans for almost anything, whether its automobiles, vacations, boats, or RVs, we have the answer to your borrowing needs.

  • Aircraft
  • ATVs/Motorcycles
  • Automobiles and Trucks
  • Boats
  • Recreational Vehicles
Home Equity Loans
Put the equity you’ve built up in your home to work for you. Whether you are looking to make home improvements, put in that swimming pool you’ve always dreamed of, or want to pay for major purchases; Mechanics Bank Home Equity Loans offer you options with our Home Equity Loan or Home Equity Line of credit.
Residential Construction Loan
Ready to build the house of your dreams… Let us help you achieve your dream with our short term, fixed rate construction loan. We can also offer your permanent financing options once your home is complete.
Mortgage Loans
Whether you are looking to buy your first home, purchase a new home, or refinance your current mortgage, let our Mortgage Professionals guide you through the process. We offer many different types of mortgages including Conventional, FHA, VA, Construction, and more. Let us explain your options so you can decide which loan is right for you. Vist www.mechanicsmortgage.com
Land and Lot Loans
Manufactured Home Loans
Overdraft Protection Line of Credit
Avoid overdraft fees on your checking account with Mechanics Bank ODP. If your account becomes overdrawn, any check presented for payment against your account will be paid, up to the available limit on your line of credit, with no overdraft fees assessed.