Online Banking Tips

Protect yourself, your family and your personal information. The following information and online resources can teach you more about the different kinds of fraud out there today and give you tips to help minimize your risk.

Mechanics Bank and your Log-In Credentials

We will never call, email or otherwise contact you to request your access ID, password, or other log-in credentials for the online services we offer. If you receive such a request, do not provide any information.

Reporting Suspicious Activity

If you see suspicious activity on your account(s) or have received a suspicious call, email, letter or other similar contact regarding your relationship to Mechanics Bank, call (662)473-2261 and report this information.

Protect Yourself by Controlling Online Risks

While online banking is safe, as a general rule you should always be careful about giving out your personal financial information over the Internet. Review the following tips to protect your personal information while using the Internet.

We take numerous steps to keep your account information secure. However, you must take precautions as well.

Consumer Protection Regulation E

Regulation E provides rules for error resolution and unauthorized transactions for electronic fund transfers, which includes most transactions processed online. In addition, it establishes limits to your financial liability for unauthorized electronic fund transfers. These limits, however, are directly related to the timeliness of your detection and reporting of issues to Mechanics Bank. It is for this reason that we encourage you to immediately review periodic account statements and to regularly monitor your account activity online.

The "Electronic Fund Transfers" disclosure provided to you at the time of account opening provides detailed information. We will provide to you, upon request, a free printed copy of this disclosure.

Web Resources

Learn more and do more to protect yourself online!