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Certificates of Deposit
The interest rates and annual percentage yields stated below are accurate as of 11/18/2009. You may contact your local Mechanics Bank branch to obtain current information.
Certificates of Deposit
Minimum
Interest Rate
APY*
31 Days
$500.00
.80%
.80%
$100,000.00
1.00%
1.00%
60 Days
$500.00
.85%
.85%
$100,000.00
1.05%
1.05%
91 Days
$500.00
1.00%
1.00%
$100,000.00
1.20%
1.21%
182 Days
$500.00
1.25%
1.26%
$100,000.00
1.45%
1.46%
12 Months
$500.00
1.35%
1.36%
$100,000.00
1.55%
1.56%
18 Months
$500.00
1.45%
1.46%
$100,000.00
1.65%
1.66%
24 Months
$500.00
1.75%
1.76%
$100,000.00
1.95%
1.96%
25 Months STEP-UP
$500.00
1.75%
1.76%
$100,000.00
1.95%
1.96%
36 Months
$500.00
2.25%
2.27%
$100,000.00
2.45%
2.47%
37 Months STEP-UP
$500.00
2.25%
2.27%
$100,000.00
2.45%
2.47%
42 Months
$500.00
2.35%
2.37%
$100,000.00
2.55%
2.57%
48 Months
$500.00
2.45%
2.47%
$100,000.00
2.65%
2.68%
49 Months STEP-UP
$500.00
2.45%
2.47%
$100,000.00
2.65%
2.68%
60 Months
$500.00
2.75%
2.78%
$100,000.00
2.95%
2.98%
12 Months CD/IRA
$500.00
1.35%
1.36%
$100,000.00
1.55%
1.56%
24 Months CD/IRA
$500.00
1.75%
1.76%
$100,000.00
1.95%
1.96%
36 Months CD/IRA
$500.00
2.25%
2.27%
$100,000.00
2.45%
2.47%
48 Months CD/IRA
$500.00
2.45%
2.47%
$100,000.00
2.65%
2.68%
60 Months CD/IRA
$500.00
2.75%
2.78%
$100,000.00
2.95%
2.98%
Variable Rate Accounts***
Tiered Rate Now Account
$2,499.99 - under
0.25%
0.25%
$2,600.00 - 9,999.99
0.50%
0.50%
$10,000.00 - $99,999.99
1.00%
1.00%
$100,000.00 - above
1.50%
1.51%
Fixed Rate Accounts
Money Market
$100.00
1.00%
1.00%
Golden Savings
$50.00
0.75%
0.75%
*APY is Annual Percentage Yield
**Penalty may be imposed for early withdrawal on Certificates of Deposit.
***Rates may change after account is opened. Fees may reduce earnings. $100.00 minimum to open.

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FDIC
Mechanics Bank
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