Notice Of Your Financial Privacy Rights

We, our, and us, when used in this notice, mean Mechanics Bank.
This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following type of customers:

Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):

Deposit Account
Loan Account
Safe Deposit Box

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public services, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”

The Information We Collect

We collect information about you from the following sources:

Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with our affiliates
Information about your transactions with other parties
Information from a consumer reporting agency

The Confidentiality, Security, And Integrity Of Your Information

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

Your Information And Other Parties

We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

INFORMATION ABOUT FORMER CUSTOMERS

We do not disclose information about former customers, except as permitted by law.

Authorized Sharing – Outside Marketing Services
We may disclose the following information to companies that perform marketing services on our behalf:
- Information you give us on an application or other forms, such as:
  - Name
  - Address
We disclose the information listed above with companies that perform marketing services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services as permitted by law.

Types of Businesses
Here are the types of businesses with whom we may disclose information for outside marketing purposes:
- Service providers that perform marketing services for us, such as:
  - Direct sales companies
Reasons for Disclosing
We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services.
Authorized Sharing – Joint Marketing
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:

Information you give us on an application or other forms, such as:
- Name
- Address
We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.

Types of Businesses
We may disclose information pursuant to joint marketing agreements to the following types of businesses:

Financial service providers, such as:
- Insurance Company
- Investment Company
Reasons For Disclosing
We may disclose information about you to other financial institutions with whom we have joint marketing agreements to provide you with information about additional products and services.
Your Information And Affiliates – Future Changes
In the future, we may disclose information about you to affiliates, even though we are not doing so now. Here are the kinds of information we may disclose to our affiliates:
Transaction and experience information from our account records:

Information about your transactions and experience with us, such as:
- Name
- Address
- Account Balances
- Account Activity
- Types of Accounts
- Payment History
- Deposit History
Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.
Types of Affiliates
We may disclose information about you in the future to the following types of affiliates:

Financial service providers, such as:
- Insurance company
Reasons for Disclosure
We may disclose information about you to our affiliates in the future to provide you with information about additional products and services.







	Notice Of Your Financial Privacy Rights We, our, and us, when used in this notice, mean Mechanics Bank. This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following type of customers: Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n): Deposit Account Loan Account Safe Deposit Box We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We first define some terms. Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public services, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section. An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control. A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.” The Information We Collect We collect information about you from the following sources: Information you give us on applications or other forms Information about your transactions with us Information about your transactions with our affiliates Information about your transactions with other parties Information from a consumer reporting agency The Confidentiality, Security, And Integrity Of Your Information We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. Your Information And Other Parties We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions. INFORMATION ABOUT FORMER CUSTOMERS We do not disclose information about former customers, except as permitted by law. Authorized Sharing – Outside Marketing Services We may disclose the following information to companies that perform marketing services on our behalf: Information you give us on an application or other forms, such as: Name Address We disclose the information listed above with companies that perform marketing services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services as permitted by law. Types of Businesses Here are the types of businesses with whom we may disclose information for outside marketing purposes: Service providers that perform marketing services for us, such as: Direct sales companies Reasons for Disclosing We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services. Authorized Sharing – Joint Marketing We may disclose the following information to other financial institutions with whom we have joint marketing agreements: Information you give us on an application or other forms, such as: Name Address We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. Types of Businesses We may disclose information pursuant to joint marketing agreements to the following types of businesses: Financial service providers, such as: Insurance Company Investment Company Reasons For Disclosing We may disclose information about you to other financial institutions with whom we have joint marketing agreements to provide you with information about additional products and services. Your Information And Affiliates – Future Changes In the future, we may disclose information about you to affiliates, even though we are not doing so now. Here are the kinds of information we may disclose to our affiliates: Transaction and experience information from our account records: Information about your transactions and experience with us, such as: Name Address Account Balances Account Activity Types of Accounts Payment History Deposit History Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information. Types of Affiliates We may disclose information about you in the future to the following types of affiliates: Financial service providers, such as: Insurance company Reasons for Disclosure We may disclose information about you to our affiliates in the future to provide you with information about additional products and services.