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We,
our, and us, when used in this notice, mean Mechanics
Bank.
This is our privacy notice for our customers. When we use the words “you”
and “your” we mean the following type of customers:
Our consumer customers who have a continuing relationship by purchasing
or holding financial products or services such as a(n):
- Deposit Account
- Loan Account
- Safe Deposit Box
We will tell you the sources of the information we collect about you.
We will tell you what measures we take to secure that information.
Nonpublic personal information means information about you
that we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information that
is available from public services, such as telephone directories or government
records. Hereafter, we will use the term “information”
to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that
owns or controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete ownership,
but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or
a company that is not an affiliate of ours. This is also known as nonaffiliated
third party, or simply, an “other party.”
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with our affiliates
- Information about your transactions with other parties
- Information from a consumer reporting agency
We restrict access to information about you to those employees who need
to know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards to protect this information.
We will not disclose information about you to anyone except as disclosed
in this policy or as permitted by law. Examples of this might include
disclosures necessary to service your account or prevent unauthorized
transactions.
We do not disclose information about former customers, except as permitted
by law.
- We may disclose the following information to companies that perform
marketing services on our behalf:
- Information you give us on an application or other forms, such
as:
We disclose the information listed above with companies that perform
marketing services on our behalf. You do not have a right to opt out
of the disclosure of this information. We may also disclose information
about you to other outside marketing services as permitted by law.
Here are the types of businesses with whom we may disclose information
for outside marketing purposes:
- Service providers that perform marketing services for us, such
as:
We may disclose information about you to companies that perform marketing
services on our behalf to provide you with information about additional
products and services.
We may disclose the following information to other financial institutions
with whom we have joint marketing agreements:
Information you give us on an application or other forms, such as:
We disclose the information listed above with other financial institutions
with whom we have joint marketing agreements. You do not have a right
to opt out of the disclosure of this information.
We may disclose information pursuant to joint marketing agreements to
the following types of businesses:
Financial service providers, such as:
- Insurance Company
- Investment Company
We may disclose information about you to other financial institutions
with whom we have joint marketing agreements to provide you with information
about additional products and services.
In the future, we may disclose information about you to affiliates,
even though we are not doing so now. Here are the kinds of information
we may disclose to our affiliates:
Transaction and experience information from our account records:
Information about your transactions and experience with us, such as:
- Name
- Address
- Account Balances
- Account Activity
- Types of Accounts
- Payment History
- Deposit History
Federal law allows us to disclose the information listed above with
our affiliates. You do not have a right to opt out of the disclosure
of this information.
We may disclose information about you in the future to the following
types of affiliates:
Financial service providers, such as:
We may disclose information about you to our affiliates in the future
to provide you with information about additional products and services.
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