Mechanics Bank

ATM Card
Check Card
Overdraft Protection
Credit Cards

Night Depository
Direct Deposit
Travelers Checks
Stop Payments

Wire Transfers
Telephone Banking
Safe Deposit Boxes

ATM Card

Authorized user can withdraw funds from any ATM (with the Pulse symbol)
There is no monthly fee for an ATM card
No fee for using Mechanics Bank ATM card at Mechanics Bank ATM’s
There is a charge of $1.00 for using any foreign ATM. There will also be an additional charge from the owner of the ATM used.

* There is a 60 day waiting period for a new account

Check Card

In addition to being able to withdraw funds from any ATM, the check card is accepted as payment for goods and services by merchants who accept Visa
There is a $1.00 charge per month per card
There is a 60 day waiting period for a new account

Overdraft Protection

This service is provided to qualifying customers
There is a $25.00 annual fee, for MAC account holders the fee is $20.00

Credit Cards

We offer Visa and MasterCard
Applications available at all our branches

Night Depository

There is one at all locations, Water Valley and Oxford
A key to the night drop is available upon request.
A locked bag is available upon request
There is no charge for this service

Direct Deposit

Is available to all customers with a checking or savings account
There is no fee for this service

Travelers Checks

We carry American Express
There is $1.00 fee per $100.00 purchased
There is $1.75 fee per $100.00 purchased for Travelers Checks for Two
MAC account holders pay no fee

Stop Payments

There is a $28.00 charge per stop pay

Wire Transfers

This service is provided at our bank for our customers
There is a $15.00 charge for outgoing wires

Telephone Banking

This is a service provided by our bank
This service is available 24 hours a day
You can check on your accounts, transfer funds from one account to another, check CD rates
For your convenience we have two numbers 473-4473 or 236-3000

Safe Deposit Boxes*

Safe deposit boxes are available.

*Safe Deposit Boxes are not FDIC insured.







	ATM Card Check Card Overdraft Protection Credit Cards Night Depository Direct Deposit Travelers Checks Stop Payments Wire Transfers Telephone Banking Safe Deposit Boxes ATM Card Authorized user can withdraw funds from any ATM (with the Pulse symbol) There is no monthly fee for an ATM card No fee for using Mechanics Bank ATM card at Mechanics Bank ATM’s There is a charge of $1.00 for using any foreign ATM. There will also be an additional charge from the owner of the ATM used. * There is a 60 day waiting period for a new account Back to Top Check Card In addition to being able to withdraw funds from any ATM, the check card is accepted as payment for goods and services by merchants who accept Visa There is a $1.00 charge per month per card There is a 60 day waiting period for a new account Back to Top Overdraft Protection This service is provided to qualifying customers There is a $25.00 annual fee, for MAC account holders the fee is $20.00 Back to Top Credit Cards We offer Visa and MasterCard Applications available at all our branches Back to Top Night Depository There is one at all locations, Water Valley and Oxford A key to the night drop is available upon request. A locked bag is available upon request There is no charge for this service Back to Top Direct Deposit Is available to all customers with a checking or savings account There is no fee for this service Back to Top Travelers Checks We carry American Express There is $1.00 fee per $100.00 purchased There is $1.75 fee per $100.00 purchased for Travelers Checks for Two MAC account holders pay no fee Back to Top Stop Payments There is a $28.00 charge per stop pay Back to Top Wire Transfers This service is provided at our bank for our customers There is a $15.00 charge for outgoing wires Back to Top Telephone Banking This is a service provided by our bank This service is available 24 hours a day You can check on your accounts, transfer funds from one account to another, check CD rates For your convenience we have two numbers 473-4473 or 236-3000 Back to Top Safe Deposit Boxes* Safe deposit boxes are available. *Safe Deposit Boxes are not FDIC insured. Back to Top